- Pays a lump sum if you die during the term of the plan. It's not a savings plan and you don't get anything back if you cancel.
- Choose the amount of cover or monthly amount you wish to spend starting from £5 a month.
- Choose the length of time you'd like the plan to last. After the insurance starts the premium and length of time is fixed.
- Option of
choosing level or decreasing cover
(decreasing cover reduces the amount paid over time, level is fixed and won't keep up with inflation). - Cover of up to £500,000 (£300,000 if you're 56-65, or £200,000 if you're 66 to 69 when you apply).
