Wright USA explains Personal Umbrella Liability Insurance, including Wright USA’s Personal Umbrella Liability Insurance designed specifically for Federal Employees. This important coverage is all-too-often overlooked. TRANSCRIPT: Do you drive to work? Do you have a spouse or teenager that drives? What would happen if YOU were sued as a result of a major car accident involving you or your loved ones? Your assets, your children’s college fund, your nest egg, your retirement savings — they all could be at risk if a judgment is made against you, your spouse, or your teenager. In our litigious society we hear daily about multi-million dollar settlements in lawsuits filed against people just like you. The standard 0000, 0000, or even 0000, in personal liability coverage with your auto or homeowners insurance is not enough. Consider this scenario: You get in a car accident and are sued for million in damages. Your auto insurance covers up to 0000 in damages